Anne Josephs Garrett

August 23, 2021

Anne Josephs Garrett, 62, of Charlotte, NC died unexpectedly on Monday, August 23, 2021. Anne loved people and people loved her. Always full of warmth, laughter, and life, she will be deeply missed by her family and friends.

Anne was born on December 30, 1958, to the late Nancy Greeson Josephs and Alex Rustin Josephs – she was a rare second generation native Charlottean. The youngest of the three Josephs Girls (Blair, Rusty, and Anne), Anne grew up in their home in Eastover surrounded by life, laughter, and love. Anne went to Charlotte Country Day School, where she found a life-long community and met some of her dearest friends. At CCDS, “A.J.” played volleyball and tennis, and according to her yearbook it was “party time at Anne’s.” After CCDS, Anne went on to study business at UNC-Chapel Hill, where she pledged Chi Omega. After graduating, Anne worked for Bank of America (then NCNB) for 20 years. The friends she made at Bank of America became the foundation for her Supper Club – best friends for life. Anne enjoyed being part of the Junior League, especially performing in the Junior League Follies with her husband Steve. Anne and Steve met on New Year’s Eve in 1982. They were married four years after they met, partners and best friends for life. Anne was the model mom to her kids, and one of her greatest joys in life was watching them grow up to become successful young adults. As the kids grew up, Anne loved helping others and volunteered as a Heavenly Host and helped with Room in the Inn at Myers Park Presbyterian Church.

Anne found friends – old and new – everywhere she went. She could start a conversation with anyone, never forgot a face, and could hardly leave the house without running into someone she knew. She cared deeply for her friends, family, and neighbors, and treasured the community she built through the years. She was known for her warmth and her great sense of humor, which she inherited from her parents and cultivated with her sisters. She was always ready for a hug and a belly laugh. Anne was a straightshooter, and was always ready to give advice, whether you wanted it or not. She enjoyed travelling, and especially cherished her summer family beach trips and mountain weekends with her Supper Club. Over the years, she and Steve enjoyed visiting Charleston, Washington DC, Clemson SC, Europe, the mountains with her sisters and friends, and the beach with her family.

Anne leaves behind her husband of 35 years, Steven Garrett, and her two children, Alex Garrett,  and Nancy Garrett.. She will be dearly missed by her sisters, Blair Rohrer and her husband Ivon, and Rusty Gray and her husband Tony. Anne was particularly fond of her nieces and nephews: Anna Blair Kneisel and her husband Jamie, Ivon Rohrer, III and his wife Lauren, Joe Elliott and his wife Marcia, and Mike Elliott and his wife Ashley. Anne will also be missed by her mother-in-law Sarah Garrett and her sister-in-law, Ruth Garrett Kirby. Anne, or “Ohnie,” loved being a doting great-aunt to her great-nieces and great-nephews William and Jack Kneisel, Ella Rohrer, and Mila and Brock Elliott. When Alex and Nancy were older, Anne found joy in babysitting the little ones in her life, including her beloved neighbors and adopted family, the Springers.

Anne was preceded in death by her mother and father, Nancy and Alex Josephs; her father-in-law, Jim Garrett; and her beloved dog, Dolly.

There will be a celebration of Anne’s life at 2:00 PM on Tuesday, August 31, 2021 at Myers Park Presbyterian Church with the Reverend Millie Snyder officiating. There will be a visitation in Oxford Hall following the service. All attendees are required to wear a mask.

In lieu of flowers, the family is requesting that memorials go to Classroom Central, 2116 Wilkinson Boulevard, Charlotte, NC 28208 or Crisis Assistance Ministry, 500-A Spratt St., Charlotte, NC 28206.

Arrangements are in the care of Kenneth W. Poe Funeral & Cremation Service, 1321 Berkeley Ave., Charlotte, NC; 28204 (704) 641-7606. Online condolences can be shared at


Please view the tribute video for Anne at

Share your memories & condolences


  • Jackie Noble

    I knew Anne through Bank of America. While I haven't seen or spoken to her since I retired in 2006, I remember her bright smile and friendly nature. Your obituary captures the essence of the woman I knew. My deepest condolences to your family.

  • Bobby Land

    Blair and Rusty,
    I was one of many recipients of your family's super fun home life and parties in the 70's! I believe my older brother Tommy Land knew you guys, too. Anne and your folks invited Anne's CD classmates over many weekends for fun. Unlike other parents-who retreated to the back during a high school party, ... Your folks joined us and led the charge!

    All of us will miss Anne's warm smile and fun nature. What a great friend she was to so many of us.

    You guys are in our thoughts and prayers! God's best to your family.
    Bobby Land

  • Samuel Mills Jr.

    Sorry to hear about our loss. She was one of my sisters. As my mother helped raised her and all of the Joseph's sisters as like me. I know God will be with us all in this dark hours.
    Samuel Jr.

  • Karen Calder

    We are saddened to hear of Anne's passing. Anne was a volunteer at Classroom Central and we are grateful for her service. We are extraordinarily honored to serve as a way for friends and family to memorialize her. Our thoughts and prayers go out to her loving family.

  • Rusty Gray

    I miss my baby sister every minute.

  • Anita Brewer

    We are sorry(Blair &Rusty) for the lost of your sister Ann. We are praying for Steve & the children that all find comfort in Jesus for peace.
    Peace & Love,
    James & A. Diane Brewer

  • Do'Lores McClure Guy and Events McClure Mills

    We are deeply sadden by our loss of Anne. She shared so much of herself with other. Elventa helped raise Anne. She is deeply sadden , but feels like her "baby" is at PEACE resting . in the arms of JESUS

  • Diane Helms

    I worked with Anne at Bank of America. She was a wonderful person, always smiling and wishing everyone the best. She was one of my best "work" friends. I was retired in 2008 by them and now live in Brevard, NC.

  • Nancy Kipnis

    Steve, Alex and Nancy
    I am so sad to hear of this tragic event. Anne was a very special person. As Mary Lu said she was a big part of our years at Country Day! Always smiling, always willing to help, always taking part in whatever was happening in our class! She will be truly missed. I am so sorry that I will be out of town for the memorial service. Please know that my thoughts and prayers are with you and your family!

  • Megan Fink Brevard

    Anne was a true kind-hearted friend. We met when she volunteered for the MS library volunteers. She became a friend and we enjoyed many hours of discussing favorite books and her family. I once called her the “library fairy” because she always made things better after her visits. She will be missed. My sincere condolences and hugs. She gave the best ones.

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